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Can I Make a Claim Against My Own Insurance Company?

Too often, accident victims are reluctant to present their claim against their own auto-insurance company because they think their rates will go up. But the fact of the matter is that your auto policy is simply a contract between you and your carrier. You pay the premiums and when you need it, your company provides you with coverage. For example, if you are injured by a drunk driver that has no insurance, your own company and its uninsured motorist’ coverage will provide compensation for you—for your pain and suffering and lost wages. And you don’t necessarily have to be in a car. The same drunk could harm you while you are walking across the street. And if there is no insurance on the drunk, you really need to make a claim against your own insurance company. Likewise, if the at fault driver doesn’t have enough insurance, many times your own policy will provide additional insurance through a provision called under insurance motorists coverage. The bottom line is that it is always best to check with us so we can make certain that all possible sources of compensation are researched and obtained.

If you have been hurt in an accident, contact a personal injury lawyer from Habush Habush & Rottier S.C. ® at 800-242-2874 to learn more about the kinds of compensation that may be available to you.