Fires and explosions are sudden and devastating. They can destroy property and cause physical and emotional trauma – even death. Some common causes of fire hazards include improperly wired electrical systems, electronic malfunctions, cooking, dry foliage or chopped wood, waste buildup, or improper ventilation. Some common causes of explosions include dust, natural gas, or boiler malfunctions.
If you are burned as a result of another person’s negligence or intentional wrongdoing, you can file a burn injury claim. Burn victims are entitled to compensation for medical expenses, pain, and suffering, and other damages.
What should you do if you or a loved one is injured in a fire or explosion at home or at work?
5 Steps to Take After a Fire or Explosion Injury
1. Seek safety, medical attention if needed, and alert the local authorities:
Move away from the area to a safe spot and call for help. Make sure the authorities have been notified.
Contact an experienced burn injury lawyer to work with insurance adjusters or negligent property owners. Remember, you may be entitled to compensation for loss and suffering.
2. File claims with your homeowner’s insurance or renter’s insurance company:
If you are receiving medical treatment, continue paying your deductibles/co-pays and request receipts or keep copies of your bills for potential reimbursement. Share this information with your burn injury lawyers.
3. Returning to the property:
If you can return to the property when the fire is extinguished, remember to take important documents in addition to your sentimental or day-to-day items. You may need your identification papers, insurance documents, and lease or ownership agreements.
4. Catalog everything:
Create a document of everything you owned before the fire and, if possible, estimate the value for each item. Do not throw anything out before your insurance adjuster has reviewed it. You may also have video that shows the contents of your home.
5. Work with local authorities:
Communicate with the fire department to document as much as possible. You can share photos and videos, receive copies of Fire Marshall or inspector reports, submit witness statements, etc. In cases of negligence, it may also be possible to provide correspondence that proves the property owner or property manager knew about the hazards before the fire or explosion occurred.
After a fire or explosion, there are a lot of things to consider, a lot of paperwork, correspondence, and medical appointments if you were hurt. Therefore, it is a good idea to contact a burn injury lawyer. They can help manage the correspondence, gather the evidence, and give you peace of mind while you or your loved one is healing.